Largest lenders in Lee County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance | F | 70 | 13 | 34.3% | 9.50% |
| 2 | Triad Financial Services | D | 53 | 5 | 56.6% | 8.73% |
| 3 | 21st Mortgage | F | 47 | 10 | 38.3% | 10.32% |
| 4 | Credit Human Federal Credit Union | D | 35 | 2 | 82.9% | 8.70% |
| 5 | Rocket Mortgage | C | 34 | 20 | 23.5% | 6.75% |
| 6 | Round Top State Bank | B | 21 | 19 | 9.5% | — |
| 7 | Tammac Holdings | D | 20 | 1 | 65.0% | 11.05% |
| 8 | FirstBank | C | 16 | 0 | 75.0% | — |
| 9 | Southwest Stage Funding | F | 15 | 2 | 13.3% | 9.93% |
| 10 | United Shore Financial Services | B | 14 | 10 | 21.4% | 6.00% |
| 11 | Classic Bank | – | 14 | 11 | 14.3% | — |
| 12 | Mortgage Research Center | C | 9 | 4 | 33.3% | 6.06% |
| 13 | Frontier Bank of Texas | B | 9 | 6 | 22.2% | — |
| 14 | Citizens National Bank | – | 7 | 6 | 14.3% | — |
| 15 | Alcova Mortgage | A | 7 | 6 | 0.0% | 6.99% |
| 16 | Newrez | D | 7 | 2 | 14.3% | 6.13% |
| 17 | Broker Solutions | D | 6 | 1 | 16.7% | 6.99% |
| 18 | Pennymac Loan Services | C | 5 | 2 | 0.0% | 8.00% |
| 19 | Everett Financial | C | 5 | 2 | 0.0% | 6.75% |
| 20 | Nationstar Mortgage | C | 5 | 2 | 20.0% | 7.06% |
| 21 | CMG Mortgage | A | 5 | 4 | 0.0% | 6.00% |
| 22 | A+ Federal Credit Union | D | 5 | 0 | 60.0% | — |
| 23 | Guild Mortgage | A | 5 | 1 | 0.0% | 6.99% |
| 24 | Countryplace Mortgage | F | 5 | 1 | 80.0% | 8.79% |
| 25 | The First National Bank of Bastrop | C | 5 | 4 | 0.0% | — |
Best approval odds in Lee County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Triad Financial Services | 53 | 56.6% |
What Lee County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Lee County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 519 | 208 | 34.7% | 6.99% | $155,000 |
| 2024 | 512 | 216 | 29.7% | 6.88% | $175,000 |
| 2025 | 577 | 205 | 33.6% | 6.94% | $175,000 |
Frequently asked questions
33.6% of applications in Lee County were denied in 2025, against 19.4% statewide in Texas.
Vanderbilt Mortgage and Finance, with 70 applications in 2025 and a denial rate of 34.3%.
The median mortgage application in Lee County in 2025 was for $175,000; the median property value on originated loans was $325,000.