The First National Bank of Bastrop in Texas vs the state
16.2%Denial rate-3.24 pts vs state
17.0%Decision denial rate-7.95 pts vs state
59.5%Origination rate+4.63 pts vs state
—Median rate
—Rate spread (pts)
$132kMedian applicant income
147Loans originated
40Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 254 | 124 | 20.5% | — | #352 |
| 2024 | 244 | 133 | 21.7% | — | #364 |
| 2025 | 247 | 147 | 16.2% | — | #376 |
What The First National Bank of Bastrop lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most The First National Bank of Bastrop applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bastrop County | 157 | 85 | 28 | 17.8% |
| Travis County | 26 | 14 | 5 | 19.2% |
| Williamson County | 14 | 10 | 2 | 14.3% |
| Caldwell County | 9 | 4 | 3 | 33.3% |
| Hays County | 8 | 5 | 1 | 12.5% |
| Fayette County | 6 | 5 | 0 | 0.0% |
| Lee County | 5 | 4 | 0 | 0.0% |
| Bexar County | 3 | 3 | 0 | 0.0% |
| Calhoun County | 3 | 3 | 0 | 0.0% |
| Brazos County | 3 | 3 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 247 applications in 2025, of which 147 were originated and 40 denied.
16.2% of all applications, or 17.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The First National Bank of Bastrop's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology