Largest lenders in Hutchinson County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Amarillo National Bank | C | 108 | 73 | 12.0% | 6.63% |
| 2 | 21st Mortgage | F | 55 | 11 | 32.7% | 8.68% |
| 3 | Rocket Mortgage | C | 39 | 24 | 30.8% | 6.88% |
| 4 | Centennial Bank | D | 28 | 13 | 25.0% | 7.56% |
| 5 | Vanderbilt Mortgage and Finance | F | 22 | 3 | 54.6% | 10.25% |
| 6 | Right Start Mortgage | D | 20 | 14 | 10.0% | 6.93% |
| 7 | Triad Financial Services | D | 19 | 0 | 63.2% | — |
| 8 | Education Credit Union | B | 18 | 14 | 0.0% | 7.13% |
| 9 | Broker Solutions | D | 15 | 4 | 6.7% | 6.69% |
| 10 | United Shore Financial Services | B | 13 | 9 | 23.1% | 5.60% |
| 11 | Mortgage Research Center | C | 13 | 6 | 23.1% | 6.56% |
| 12 | Associated Mortgage | A | 13 | 12 | 0.0% | 6.50% |
| 13 | DAS Acquisition Company | B | 12 | 11 | 0.0% | 6.63% |
| 14 | Everett Financial | C | 12 | 9 | 0.0% | 6.50% |
| 15 | Loandepot.Com | D | 11 | 6 | 45.5% | 7.19% |
| 16 | Texas Tech Federal Credit Union | A | 9 | 5 | 22.2% | 6.25% |
| 17 | Credit Human Federal Credit Union | D | 8 | 1 | 62.5% | 7.70% |
| 18 | Nationstar Mortgage | C | 8 | 7 | 0.0% | 6.99% |
| 19 | Eustis Mortgage | B | 7 | 6 | 0.0% | 7.00% |
| 20 | AmeriSave Mortgage | D | 6 | 0 | 66.7% | — |
| 21 | Navy Federal Credit Union | D | 6 | 2 | 16.7% | 7.50% |
| 22 | Southwest Stage Funding | F | 6 | 1 | 16.7% | 5.63% |
| 23 | Pennymac Loan Services | C | 5 | 1 | 20.0% | 6.75% |
| 24 | PNC Bank | D | 5 | 1 | 80.0% | 6.75% |
| 25 | Hometrust Mortgage | D | 5 | 2 | 0.0% | 6.50% |
Best approval odds in Hutchinson County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Amarillo National Bank | 102 | 12.8% |
What Hutchinson County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Hutchinson County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 486 | 275 | 18.1% | 6.99% | $115,000 |
| 2024 | 596 | 279 | 21.5% | 6.88% | $125,000 |
| 2025 | 619 | 309 | 23.8% | 6.75% | $125,000 |
Frequently asked questions
23.8% of applications in Hutchinson County were denied in 2025, against 19.4% statewide in Texas.
Amarillo National Bank, with 108 applications in 2025 and a denial rate of 12.0%.
The median mortgage application in Hutchinson County in 2025 was for $125,000; the median property value on originated loans was $175,000.