Associated Mortgage in Texas vs the state
0.8%Denial rate-18.62 pts vs state
0.9%Decision denial rate-24.03 pts vs state
85.1%Origination rate+30.20 pts vs state
6.50%Median rate0.00 pts vs state
0.37Rate spread (pts)+0.18 pts vs state
$104kMedian applicant income
211Loans originated
2Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 313 | 233 | 1.0% | 6.75% | #320 |
| 2024 | 350 | 270 | 0.0% | 6.50% | #296 |
| 2025 | 248 | 211 | 0.8% | 6.50% | #375 |
What Associated Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Associated Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Randall County | 132 | 112 | 2 | 1.5% |
| Potter County | 44 | 40 | 0 | 0.0% |
| Hutchinson County | 13 | 12 | 0 | 0.0% |
| Tarrant County | 8 | 7 | 0 | 0.0% |
| Collin County | 6 | 6 | 0 | 0.0% |
| Moore County | 6 | 6 | 0 | 0.0% |
| Carson County | 5 | 4 | 0 | 0.0% |
| Dallas County | 3 | 0 | 0 | 0.0% |
| Denton County | 3 | 1 | 0 | 0.0% |
| Harris County | 3 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 248 applications in 2025, of which 211 were originated and 2 denied.
0.8% of all applications, or 0.9% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Associated Mortgage originated in Texas in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Associated Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology