Largest lenders in Moore County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Hometrust Mortgage | D | 75 | 43 | 12.0% | 6.25% |
| 2 | 21st Mortgage | F | 65 | 11 | 43.1% | 10.22% |
| 3 | Amarillo National Bank | C | 48 | 27 | 31.3% | 6.63% |
| 4 | Vanderbilt Mortgage and Finance | F | 37 | 4 | 46.0% | 9.38% |
| 5 | Securitynational Mortgage | D | 33 | 23 | 6.1% | 7.00% |
| 6 | Centennial Bank | D | 33 | 16 | 21.2% | 7.31% |
| 7 | Rocket Mortgage | C | 21 | 9 | 47.6% | 7.38% |
| 8 | Triad Financial Services | D | 19 | 2 | 52.6% | 8.88% |
| 9 | Pennymac Loan Services | C | 14 | 4 | 7.1% | 6.00% |
| 10 | First National Bank Texas | B | 14 | 12 | 0.0% | 6.31% |
| 11 | Alliance Credit Union | C | 11 | 9 | 0.0% | 6.49% |
| 12 | Credit Human Federal Credit Union | D | 11 | 0 | 100.0% | — |
| 13 | Fairway Independent Mortgage | B | 9 | 8 | 0.0% | 6.56% |
| 14 | United Shore Financial Services | B | 9 | 3 | 22.2% | 6.88% |
| 15 | First United Bank | A | 9 | 9 | 0.0% | 6.25% |
| 16 | Right Start Mortgage | D | 8 | 7 | 0.0% | 6.62% |
| 17 | Discover Bank | F | 7 | 0 | 85.7% | — |
| 18 | JPMorgan Chase Bank | B | 7 | 6 | 0.0% | 6.25% |
| 19 | TIB | C | 7 | 5 | 14.3% | 6.50% |
| 20 | Tammac Holdings | D | 7 | 0 | 57.1% | — |
| 21 | Associated Mortgage | A | 6 | 6 | 0.0% | 6.69% |
| 22 | PNC Bank | D | 5 | 1 | 60.0% | 6.88% |
Best approval odds in Moore County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Hometrust Mortgage | 52 | 17.3% |
What Moore County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Moore County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 401 | 190 | 23.7% | 6.99% | $155,000 |
| 2024 | 533 | 253 | 21.8% | 6.81% | $155,000 |
| 2025 | 563 | 262 | 26.6% | 6.63% | $155,000 |
Frequently asked questions
26.6% of applications in Moore County were denied in 2025, against 19.4% statewide in Texas.
Hometrust Mortgage, with 75 applications in 2025 and a denial rate of 12.0%.
The median mortgage application in Moore County in 2025 was for $155,000; the median property value on originated loans was $205,000.