Securitynational Mortgage in Texas vs the state
9.4%Denial rate-10.08 pts vs state
13.9%Decision denial rate-11.04 pts vs state
57.9%Origination rate+3.01 pts vs state
6.75%Median rate+0.25 pts vs state
0.80Rate spread (pts)+0.61 pts vs state
$100kMedian applicant income
1,288Loans originated
208Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,141 | 1,912 | 7.5% | 6.88% | #62 |
| 2024 | 2,222 | 1,340 | 11.3% | 6.88% | #84 |
| 2025 | 2,225 | 1,288 | 9.4% | 6.75% | #88 |
What Securitynational Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Securitynational Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 425 | 211 | 47 | 11.1% |
| El Paso County | 185 | 112 | 17 | 9.2% |
| Cameron County | 133 | 84 | 12 | 9.0% |
| Bexar County | 127 | 82 | 14 | 11.0% |
| Midland County | 127 | 102 | 12 | 9.4% |
| Fort Bend County | 116 | 60 | 13 | 11.2% |
| Hidalgo County | 109 | 59 | 10 | 9.2% |
| Montgomery County | 81 | 44 | 11 | 13.6% |
| Dallas County | 76 | 43 | 10 | 13.2% |
| Tarrant County | 69 | 41 | 7 | 10.1% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 2,225 applications in 2025, of which 1,288 were originated and 208 denied.
9.4% of all applications, or 13.9% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Securitynational Mortgage originated in Texas in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are Securitynational Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology