Eustis Mortgage in Texas vs the state
1.1%Denial rate-18.34 pts vs state
1.4%Decision denial rate-23.55 pts vs state
79.7%Origination rate+24.81 pts vs state
6.50%Median rate0.00 pts vs state
0.48Rate spread (pts)+0.29 pts vs state
$105kMedian applicant income
730Loans originated
10Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,135 | 817 | 1.7% | 6.75% | #138 |
| 2024 | 911 | 688 | 1.4% | 6.75% | #181 |
| 2025 | 916 | 730 | 1.1% | 6.50% | #176 |
What Eustis Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Eustis Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Randall County | 139 | 114 | 0 | 0.0% |
| El Paso County | 79 | 61 | 1 | 1.3% |
| Dallas County | 59 | 46 | 0 | 0.0% |
| Hidalgo County | 59 | 43 | 1 | 1.7% |
| Potter County | 57 | 48 | 1 | 1.8% |
| Harris County | 51 | 42 | 1 | 2.0% |
| Brazoria County | 34 | 29 | 0 | 0.0% |
| Galveston County | 33 | 26 | 0 | 0.0% |
| Tarrant County | 28 | 26 | 0 | 0.0% |
| Montgomery County | 22 | 22 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 916 applications in 2025, of which 730 were originated and 10 denied.
1.1% of all applications, or 1.4% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Eustis Mortgage originated in Texas in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Eustis Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology