Largest lenders in Eastland County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | First Financial Bank | C | 95 | 72 | 8.4% | 7.40% |
| 2 | 21st Mortgage | F | 68 | 13 | 35.3% | 9.41% |
| 3 | Triad Financial Services | D | 23 | 3 | 56.5% | 8.53% |
| 4 | Rocket Mortgage | C | 20 | 9 | 45.0% | 7.63% |
| 5 | Prosperity Bank | D | 18 | 5 | 33.3% | 6.99% |
| 6 | Loandepot.Com | D | 16 | 13 | 0.0% | 6.13% |
| 7 | Guild Mortgage | A | 15 | 12 | 0.0% | 6.75% |
| 8 | Mortgage Research Center | C | 12 | 5 | 8.3% | 6.63% |
| 9 | Vanderbilt Mortgage and Finance | F | 12 | 4 | 33.3% | 10.12% |
| 10 | United Shore Financial Services | B | 11 | 7 | 36.4% | 6.37% |
| 11 | Southwest Stage Funding | F | 10 | 4 | 10.0% | 7.88% |
| 12 | Fairway Independent Mortgage | B | 9 | 7 | 0.0% | 6.99% |
| 13 | Newrez | D | 8 | 1 | 50.0% | 6.13% |
| 14 | Broker Solutions | D | 8 | 2 | 12.5% | 6.50% |
| 15 | Countryplace Mortgage | F | 8 | 1 | 75.0% | 8.29% |
| 16 | Discover Bank | F | 6 | 0 | 50.0% | — |
| 17 | TexasBank | C | 6 | 3 | 16.7% | 7.50% |
| 18 | AmeriSave Mortgage | D | 5 | 0 | 80.0% | — |
| 19 | First United Bank and Trust | C | 5 | 5 | 0.0% | 6.50% |
| 20 | Gateway First Bank | B | 5 | 4 | 0.0% | 7.31% |
Best approval odds in Eastland County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | First Financial Bank | 81 | 9.9% |
What Eastland County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Eastland County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 448 | 199 | 24.6% | 7.38% | $135,000 |
| 2024 | 498 | 237 | 24.7% | 7.39% | $145,000 |
| 2025 | 521 | 245 | 24.4% | 7.13% | $145,000 |
Frequently asked questions
24.4% of applications in Eastland County were denied in 2025, against 19.4% statewide in Texas.
First Financial Bank, with 95 applications in 2025 and a denial rate of 8.4%.
The median mortgage application in Eastland County in 2025 was for $145,000; the median property value on originated loans was $195,000.