Largest lenders in Stewart County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Regions Bank | C | 69 | 37 | 43.5% | 4.99% |
| 2 | Vanderbilt Mortgage and Finance | F | 68 | 9 | 33.8% | 9.50% |
| 3 | Rocket Mortgage | C | 54 | 34 | 27.8% | 6.38% |
| 4 | F&M Bank | A | 49 | 39 | 12.2% | 7.50% |
| 5 | United Shore Financial Services | B | 36 | 27 | 8.3% | 5.99% |
| 6 | Fortera Federal Credit Union | D | 32 | 18 | 34.4% | 7.75% |
| 7 | 21st Mortgage | F | 31 | 8 | 38.7% | 9.64% |
| 8 | Mortgage Research Center | C | 27 | 15 | 18.5% | 5.99% |
| 9 | ALTRA Federal Credit Union | B | 25 | 17 | 4.0% | 6.98% |
| 10 | Broker Solutions | D | 23 | 13 | 0.0% | 6.69% |
| 11 | Navy Federal Credit Union | D | 20 | 8 | 20.0% | 8.13% |
| 12 | Guaranteed Rate | B | 19 | 16 | 0.0% | 6.25% |
| 13 | Traditions First Bank | – | 17 | 14 | 11.8% | — |
| 14 | Pennymac Loan Services | C | 13 | 4 | 23.1% | 5.56% |
| 15 | Freedom Mortgage | B | 13 | 5 | 7.7% | 6.25% |
| 16 | Crosscountry Mortgage | B | 12 | 8 | 0.0% | 6.28% |
| 17 | Newrez | D | 12 | 3 | 25.0% | 6.50% |
| 18 | First Federal Bank | B | 12 | 11 | 8.3% | — |
| 19 | Farm Credit Mid-America | D | 11 | 7 | 9.1% | 7.00% |
| 20 | AmeriSave Mortgage | D | 9 | 3 | 66.7% | 5.88% |
| 21 | First Community Mortgage | A | 9 | 8 | 0.0% | 6.19% |
| 22 | Loandepot.Com | D | 9 | 4 | 33.3% | 6.49% |
| 23 | Coastal Community Bank | C | 9 | 2 | 0.0% | 11.24% |
| 24 | U.S. Bank | D | 8 | 3 | 37.5% | 6.99% |
| 25 | Triad Financial Services | D | 8 | 1 | 62.5% | 8.75% |
Best approval odds in Stewart County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Rocket Mortgage | 50 | 30.0% |
| 2 | Regions Bank | 67 | 44.8% |
What Stewart County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Stewart County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 643 | 329 | 23.0% | 7.13% | $145,000 |
| 2024 | 713 | 389 | 20.8% | 6.75% | $185,000 |
| 2025 | 821 | 429 | 21.4% | 6.49% | $185,000 |
Frequently asked questions
21.4% of applications in Stewart County were denied in 2025, against 17.1% statewide in Tennessee.
Regions Bank, with 69 applications in 2025 and a denial rate of 43.5%.
The median mortgage application in Stewart County in 2025 was for $185,000; the median property value on originated loans was $325,000.