Triad Financial Services in Tennessee vs the state
55.6%Denial rate+38.48 pts vs state
55.8%Decision denial rate+34.08 pts vs state
14.4%Origination rate-43.73 pts vs state
8.61%Median rate+1.98 pts vs state
2.62Rate spread (pts)+2.39 pts vs state
$62kMedian applicant income
120Loans originated
465Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 851 | 139 | 57.2% | 7.50% | #70 |
| 2024 | 697 | 97 | 55.7% | 7.50% | #84 |
| 2025 | 836 | 120 | 55.6% | 8.61% | #80 |
What Triad Financial Services lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Triad Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 63 | 11 | 35 | 55.6% |
| Blount County | 47 | 5 | 34 | 72.3% |
| Davidson County | 36 | 13 | 12 | 33.3% |
| Knox County | 36 | 7 | 23 | 63.9% |
| Claiborne County | 30 | 0 | 22 | 73.3% |
| Wilson County | 29 | 7 | 15 | 51.7% |
| Sullivan County | 28 | 5 | 18 | 64.3% |
| Shelby County | 23 | 5 | 14 | 60.9% |
| Sevier County | 21 | 0 | 16 | 76.2% |
| Union County | 20 | 5 | 14 | 70.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 836 applications in 2025, of which 120 were originated and 465 denied.
55.6% of all applications, or 55.8% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Triad Financial Services originated in Tennessee in 2025 was 8.61%, against a statewide median of 6.62%.
About this data. Figures are Triad Financial Services's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology