Traditions First Bank in Tennessee vs the state
14.0%Denial rate-3.16 pts vs state
14.9%Decision denial rate-6.74 pts vs state
74.2%Origination rate+16.11 pts vs state
—Median rate
—Rate spread (pts)
$109kMedian applicant income
69Loans originated
13Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 130 | 118 | 4.6% | — | #252 |
| 2024 | 146 | 122 | 5.5% | — | #247 |
| 2025 | 93 | 69 | 14.0% | — | #335 |
What Traditions First Bank lends in Tennessee
By loan purpose
By loan type
Where in Tennessee
Counties with the most Traditions First Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Houston County | 29 | 22 | 4 | 13.8% |
| Stewart County | 17 | 14 | 2 | 11.8% |
| Montgomery County | 16 | 15 | 1 | 6.3% |
| Dickson County | 15 | 8 | 5 | 33.3% |
| Humphreys County | 4 | 3 | 1 | 25.0% |
| Davidson County | 4 | 2 | 0 | 0.0% |
| Hickman County | 3 | 2 | 0 | 0.0% |
| Cheatham County | 2 | 1 | 0 | 0.0% |
| Henry County | 2 | 2 | 0 | 0.0% |
| Williamson County | 1 | 0 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 93 applications in 2025, of which 69 were originated and 13 denied.
14.0% of all applications, or 14.9% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Traditions First Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology