Largest lenders in Marion County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Citizens Tri-County Bank | C | 97 | 69 | 10.3% | 7.80% |
| 2 | Rocket Mortgage | C | 78 | 49 | 20.5% | 6.50% |
| 3 | Vanderbilt Mortgage and Finance | F | 77 | 6 | 42.9% | 9.62% |
| 4 | Tennessee Valley FCU | D | 68 | 36 | 16.2% | 7.00% |
| 5 | FirstBank | C | 52 | 42 | 9.6% | 6.69% |
| 6 | Builtwell Bank | C | 43 | 35 | 11.6% | — |
| 7 | Union Home Mortgage | B | 33 | 31 | 0.0% | 6.38% |
| 8 | Mortgage Research Center | C | 33 | 12 | 27.3% | 6.19% |
| 9 | United Shore Financial Services | B | 32 | 23 | 6.3% | 5.99% |
| 10 | Broker Solutions | D | 26 | 7 | 7.7% | 6.63% |
| 11 | AmeriSave Mortgage | D | 25 | 6 | 72.0% | 7.19% |
| 12 | Navy Federal Credit Union | D | 23 | 12 | 8.7% | 6.00% |
| 13 | Coastal Community Bank | C | 22 | 4 | 4.6% | 9.62% |
| 14 | Regions Bank | C | 21 | 10 | 28.6% | 5.43% |
| 15 | First Jackson Bank | A | 21 | 18 | 9.5% | — |
| 16 | Crosscountry Mortgage | B | 19 | 10 | 5.3% | 6.54% |
| 17 | 21st Mortgage | F | 18 | 3 | 27.8% | 8.67% |
| 18 | Freedom Mortgage | B | 18 | 9 | 5.6% | 5.99% |
| 19 | Loandepot.Com | D | 18 | 15 | 11.1% | 5.99% |
| 20 | U.S. Bank | D | 15 | 9 | 13.3% | 7.25% |
| 21 | Movement Mortgage | A | 15 | 11 | 0.0% | 6.75% |
| 22 | Magnolia Bank | C | 14 | 11 | 0.0% | 6.49% |
| 23 | Tower Community Bank | – | 14 | 14 | 0.0% | — |
| 24 | CMG Mortgage | A | 14 | 8 | 7.1% | 6.63% |
| 25 | Pennymac Loan Services | C | 12 | 4 | 0.0% | 5.94% |
Best approval odds in Marion County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Citizens Tri-County Bank | 84 | 11.9% |
| 2 | Rocket Mortgage | 71 | 22.5% |
What Marion County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Marion County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,155 | 623 | 21.2% | 6.99% | $155,000 |
| 2024 | 1,165 | 655 | 19.7% | 6.88% | $175,000 |
| 2025 | 1,302 | 702 | 17.7% | 6.63% | $195,000 |
Frequently asked questions
17.7% of applications in Marion County were denied in 2025, against 17.1% statewide in Tennessee.
Citizens Tri-County Bank, with 97 applications in 2025 and a denial rate of 10.3%.
The median mortgage application in Marion County in 2025 was for $195,000; the median property value on originated loans was $320,000.