Builtwell Bank in Tennessee vs the state
17.5%Denial rate+0.40 pts vs state
18.7%Decision denial rate-2.99 pts vs state
75.6%Origination rate+17.51 pts vs state
—Median rate
—Rate spread (pts)
$102kMedian applicant income
418Loans originated
97Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 473 | 330 | 21.6% | — | #96 |
| 2024 | 444 | 299 | 24.8% | — | #111 |
| 2025 | 553 | 418 | 17.5% | — | #105 |
What Builtwell Bank lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Builtwell Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 179 | 131 | 35 | 19.6% |
| Bradley County | 66 | 58 | 6 | 9.1% |
| Campbell County | 58 | 37 | 18 | 31.0% |
| Marion County | 43 | 35 | 5 | 11.6% |
| Fentress County | 41 | 28 | 7 | 17.1% |
| McMinn County | 29 | 24 | 3 | 10.3% |
| Knox County | 28 | 24 | 3 | 10.7% |
| Polk County | 25 | 16 | 8 | 32.0% |
| Putnam County | 17 | 13 | 4 | 23.5% |
| Lawrence County | 16 | 11 | 4 | 25.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 553 applications in 2025, of which 418 were originated and 97 denied.
17.5% of all applications, or 18.7% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Builtwell Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology