Tower Community Bank in Tennessee vs the state
5.9%Denial rate-11.26 pts vs state
6.5%Decision denial rate-15.23 pts vs state
85.3%Origination rate+27.21 pts vs state
—Median rate
—Rate spread (pts)
$120kMedian applicant income
29Loans originated
2Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 135 | 113 | 6.7% | — | #249 |
| 2024 | 46 | 30 | 4.4% | — | #401 |
| 2025 | 34 | 29 | 5.9% | — | #463 |
What Tower Community Bank lends in Tennessee
By loan purpose
By loan type
Where in Tennessee
Counties with the most Tower Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 14 | 14 | 0 | 0.0% |
| Davidson County | 5 | 3 | 1 | 20.0% |
| Williamson County | 3 | 2 | 1 | 33.3% |
| Hamilton County | 3 | 3 | 0 | 0.0% |
| Wilson County | 2 | 2 | 0 | 0.0% |
| Hickman County | 1 | 1 | 0 | 0.0% |
| Bedford County | 1 | 1 | 0 | 0.0% |
| Grundy County | 1 | 1 | 0 | 0.0% |
| Lincoln County | 1 | 0 | 0 | 0.0% |
| Sequatchie County | 1 | 0 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 34 applications in 2025, of which 29 were originated and 2 denied.
5.9% of all applications, or 6.5% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Tower Community Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology