Crockett County, Tennessee · 2025

Mortgage lenders in Crockett County, TN: denial rates and top lenders (2025)

94 lenders acted on 503 mortgage applications for properties in Crockett County in 2025. 16.9% were denied (Tennessee: 17.1%). Median rate on closed loans 6.63%; median loan $145,000; median property value $215,000.

503Applications
16.9%Denial ratestate 17.1%
6.63%Median ratestate 6.62%
$145,000Median loan
$215,000Median property value

Largest lenders in Crockett County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Leaders Credit Union C 6946 13.0%6.63%
2 Bank of Crockett 3636 0.0%
3 Cadence Bank B 3320 24.2%7.25%
4 Regions Bank C 2210 27.3%5.75%
5 Rocket Mortgage C 2014 25.0%6.49%
6 21st Mortgage F 193 31.6%8.75%
7 Fairway Independent Mortgage B 1814 0.0%6.63%
8 Vanderbilt Mortgage and Finance F 174 41.2%9.00%
9 Mortgage Research Center C 138 15.4%6.56%
10 FirstBank C 126 16.7%7.00%
11 United Shore Financial Services B 128 16.7%5.99%
12 Pennymac Loan Services C 115 9.1%5.75%
13 First Community Mortgage A 117 9.1%6.25%
14 Security Bank A 1111 0.0%
15 Centennial Bank B 105 20.0%
16 Simmons Bank C 86 12.5%6.25%
17 Mortgage Investors Group B 75 0.0%6.38%
18 New Day Financial F 71 0.0%6.99%
19 Freedom Mortgage B 73 0.0%6.00%
20 Newrez D 71 42.9%6.25%
21 AmeriSave Mortgage D 61 83.3%8.50%
22 Loandepot.Com D 63 33.3%6.25%
23 GoodLeap C 52 40.0%7.25%
24 Carroll Bank and Trust A 55 0.0%
25 Carrington Mortgage Services D 52 40.0%6.75%

Best approval odds in Crockett County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Leaders Credit Union5516.4%

What Crockett County borrowers applied for

By loan purpose

Home purchase 237 47% · 11.8% denied
Refinance 68 14% · 20.6% denied
Cash-out refinance 109 22% · 21.1% denied
Home improvement 37 7% · 24.3% denied
Other / HELOC 52 10% · 21.2% denied

By loan type

Conventional 312 62% · 18.3% denied
FHA 115 23% · 18.3% denied
VA 52 10% · 7.7% denied
USDA / RHS 24 5% · 12.5% denied

Why applications were denied

Credit history 23 28%
Debt-to-income ratio 21 26%
Collateral 13 16%
Incomplete application 9 11%
Other 6 7%
Insufficient cash 5 6%
Unverifiable information 3 4%
Employment history 2 2%

Crockett County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202339320623.7%7.00%$115,000
202443425020.5%6.99%$135,000
202550329616.9%6.63%$145,000

Frequently asked questions

16.9% of applications in Crockett County were denied in 2025, against 17.1% statewide in Tennessee.

Leaders Credit Union, with 69 applications in 2025 and a denial rate of 13.0%.

The median mortgage application in Crockett County in 2025 was for $145,000; the median property value on originated loans was $215,000.