Security Bank · Tennessee · 2025

Security Bank in Tennessee: approval rate, denial rate and rates (2025)

Security Bank took 108 mortgage applications in Tennessee in 2025, ranking #309 of 1,274 lenders active in the state. It originated 95.4% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.1%.

108Applicationsin TN
0.0%Decision denial ratestate 21.7%
Median ratestate 6.62%
$165,000Median loanstate $225,000
$18MVolume12 counties

Security Bank in Tennessee vs the state

0.0%Denial rate-17.14 pts vs state
0.0%Decision denial rate-21.68 pts vs state
95.4%Origination rate+37.29 pts vs state
Median rate
Rate spread (pts)
$87kMedian applicant income
103Loans originated
0Denied

Trend in Tennessee

YearApplicationsOriginatedDenial rateMedian rateRank in state
202346324.4%#400
202474692.7%#341
20251081030.0%#309

What Security Bank lends in Tennessee

By loan purpose

Home purchase 73 68% · 0.0% denied
Refinance 16 15% · 0.0% denied
Cash-out refinance 7 6% · 0.0% denied
Home improvement 9 8% · 0.0% denied
Other / HELOC 3 3% · 0.0% denied

By loan type

Conventional 74 69% · 0.0% denied
FHA 26 24% · 0.0% denied
VA 1 1% · 0.0% denied
USDA / RHS 7 6% · 0.0% denied

Where in Tennessee

Counties with the most Security Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Dyer County 49480 0.0%
Gibson County 23220 0.0%
Crockett County 11110 0.0%
Obion County 650 0.0%
Madison County 430 0.0%
Lake County 320 0.0%
Lauderdale County 330 0.0%
Henry County 330 0.0%
Weakley County 330 0.0%
Perry County 110 0.0%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 108 applications in 2025, of which 103 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Security Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology