Largest lenders in Dyer County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Leaders Credit Union | C | 206 | 121 | 24.3% | 6.75% |
| 2 | First Citizens National Bank | C | 193 | 136 | 16.6% | 7.13% |
| 3 | Vanderbilt Mortgage and Finance | F | 73 | 2 | 32.9% | 9.25% |
| 4 | Regions Bank | C | 71 | 27 | 43.7% | 6.13% |
| 5 | Rocket Mortgage | C | 71 | 54 | 14.1% | 6.63% |
| 6 | Security Bank | A | 49 | 48 | 0.0% | — |
| 7 | First Community Bank of the Heartland | C | 41 | 28 | 9.8% | — |
| 8 | Simmons Bank | C | 36 | 25 | 19.4% | 3.99% |
| 9 | Mortgage Research Center | C | 29 | 20 | 10.3% | 6.25% |
| 10 | Cadence Bank | B | 24 | 13 | 16.7% | 6.50% |
| 11 | Freedom Mortgage | B | 24 | 9 | 8.3% | 6.25% |
| 12 | Pennymac Loan Services | C | 23 | 13 | 0.0% | 5.88% |
| 13 | First South Financial Federally Insured State-Chartered Credit Union | C | 22 | 13 | 27.3% | 1.99% |
| 14 | AmeriSave Mortgage | D | 19 | 8 | 52.6% | 8.00% |
| 15 | 21st Mortgage | F | 19 | 2 | 31.6% | 9.96% |
| 16 | Fairway Independent Mortgage | B | 18 | 17 | 0.0% | 6.63% |
| 17 | United Shore Financial Services | B | 18 | 13 | 0.0% | 6.49% |
| 18 | Newrez | D | 17 | 2 | 58.8% | 6.74% |
| 19 | Mortgage Investors Group | B | 13 | 12 | 0.0% | 6.06% |
| 20 | Discover Bank | F | 11 | 2 | 54.6% | 9.02% |
| 21 | U.S. Bank | D | 11 | 5 | 45.5% | 9.20% |
| 22 | New Day Financial | F | 11 | 2 | 0.0% | 6.62% |
| 23 | FirstBank | C | 11 | 6 | 27.3% | 7.75% |
| 24 | JPMorgan Chase Bank | B | 9 | 9 | 0.0% | 6.50% |
| 25 | First Community Mortgage | A | 9 | 6 | 11.1% | 6.37% |
Best approval odds in Dyer County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Rocket Mortgage | 67 | 14.9% |
| 2 | First Citizens National Bank | 173 | 18.5% |
| 3 | Leaders Credit Union | 172 | 29.1% |
| 4 | Regions Bank | 65 | 47.7% |
What Dyer County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Dyer County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,112 | 577 | 24.6% | 7.00% | $115,000 |
| 2024 | 1,218 | 695 | 20.9% | 6.99% | $125,000 |
| 2025 | 1,265 | 722 | 19.6% | 6.63% | $135,000 |
Frequently asked questions
19.6% of applications in Dyer County were denied in 2025, against 17.1% statewide in Tennessee.
Leaders Credit Union, with 206 applications in 2025 and a denial rate of 24.3%.
The median mortgage application in Dyer County in 2025 was for $135,000; the median property value on originated loans was $225,000.