GoodLeap in Tennessee vs the state
20.8%Denial rate+3.68 pts vs state
25.1%Decision denial rate+3.44 pts vs state
48.2%Origination rate-9.86 pts vs state
6.50%Median rate-0.12 pts vs state
0.39Rate spread (pts)+0.16 pts vs state
$67kMedian applicant income
352Loans originated
152Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 186 | 73 | 24.7% | 5.99% | #203 |
| 2024 | 492 | 233 | 18.7% | 5.88% | #104 |
| 2025 | 730 | 352 | 20.8% | 6.50% | #85 |
What GoodLeap lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most GoodLeap applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shelby County | 151 | 71 | 38 | 25.2% |
| Hamilton County | 63 | 27 | 12 | 19.0% |
| Montgomery County | 42 | 27 | 6 | 14.3% |
| Knox County | 36 | 23 | 5 | 13.9% |
| Davidson County | 34 | 19 | 5 | 14.7% |
| Gibson County | 27 | 10 | 6 | 22.2% |
| Rutherford County | 26 | 11 | 6 | 23.1% |
| Tipton County | 23 | 12 | 3 | 13.0% |
| Madison County | 21 | 7 | 8 | 38.1% |
| Wilson County | 20 | 7 | 8 | 40.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 730 applications in 2025, of which 352 were originated and 152 denied.
20.8% of all applications, or 25.1% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans GoodLeap originated in Tennessee in 2025 was 6.50%, against a statewide median of 6.62%.
About this data. Figures are GoodLeap's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology