Largest lenders in Hampton County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance | F | 152 | 16 | 53.3% | 10.80% |
| 2 | 21st Mortgage | F | 73 | 16 | 45.2% | 10.62% |
| 3 | Tammac Holdings | D | 34 | 0 | 85.3% | — |
| 4 | Palmetto State Bank | – | 28 | 25 | 10.7% | — |
| 5 | Rocket Mortgage | C | 28 | 19 | 25.0% | 6.99% |
| 6 | Mortgage Research Center | C | 19 | 12 | 21.1% | 6.19% |
| 7 | United Shore Financial Services | B | 18 | 8 | 11.1% | 5.61% |
| 8 | Credit Human Federal Credit Union | D | 17 | 0 | 100.0% | — |
| 9 | Regions Bank | C | 13 | 3 | 61.5% | 4.99% |
| 10 | Navy Federal Credit Union | D | 13 | 1 | 30.8% | 9.10% |
| 11 | Southwest Stage Funding | F | 12 | 3 | 8.3% | 8.30% |
| 12 | SouthState Bank | B | 10 | 5 | 20.0% | 6.63% |
| 13 | Triad Financial Services | D | 10 | 3 | 40.0% | 8.65% |
| 14 | AmeriSave Mortgage | D | 8 | 4 | 37.5% | 6.25% |
| 15 | Crosscountry Mortgage | B | 8 | 5 | 0.0% | 6.58% |
| 16 | Freedom Mortgage | B | 8 | 3 | 0.0% | 6.13% |
| 17 | Broker Solutions | D | 8 | 1 | 12.5% | 7.24% |
| 18 | Bank of America | F | 7 | 2 | 71.4% | 5.37% |
| 19 | Equity Prime Mortgage | D | 7 | 2 | 42.9% | 7.13% |
| 20 | Pennymac Loan Services | C | 6 | 2 | 33.3% | 7.31% |
| 21 | Wells Fargo Bank | B | 6 | 2 | 33.3% | 6.63% |
| 22 | Truist Bank | C | 6 | 1 | 83.3% | 5.84% |
| 23 | SRP Federal Credit Union | C | 6 | 4 | 33.3% | 5.75% |
| 24 | Newrez | D | 6 | 2 | 16.7% | 6.75% |
| 25 | Loandepot.Com | D | 6 | 5 | 0.0% | 6.49% |
Best approval odds in Hampton County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance | 98 | 82.7% |
What Hampton County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Hampton County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 567 | 174 | 44.1% | 7.13% | $125,000 |
| 2024 | 625 | 225 | 37.8% | 6.88% | $115,000 |
| 2025 | 647 | 217 | 38.6% | 6.75% | $135,000 |
Frequently asked questions
38.6% of applications in Hampton County were denied in 2025, against 18.3% statewide in South Carolina.
Vanderbilt Mortgage and Finance, with 152 applications in 2025 and a denial rate of 53.3%.
The median mortgage application in Hampton County in 2025 was for $135,000; the median property value on originated loans was $205,000.