Equity Prime Mortgage in South Carolina vs the state
12.0%Denial rate-6.29 pts vs state
23.3%Decision denial rate-0.17 pts vs state
39.4%Origination rate-17.19 pts vs state
6.63%Median rate+0.13 pts vs state
0.49Rate spread (pts)+0.27 pts vs state
$81kMedian applicant income
315Loans originated
96Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 261 | 158 | 4.6% | 7.13% | #134 |
| 2024 | 430 | 244 | 2.8% | 7.13% | #96 |
| 2025 | 799 | 315 | 12.0% | 6.63% | #73 |
What Equity Prime Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Equity Prime Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Richland County | 92 | 33 | 19 | 20.7% |
| York County | 56 | 19 | 8 | 14.3% |
| Horry County | 52 | 24 | 6 | 11.5% |
| Spartanburg County | 52 | 20 | 6 | 11.5% |
| Greenville County | 50 | 23 | 8 | 16.0% |
| Berkeley County | 44 | 16 | 9 | 20.5% |
| Lexington County | 43 | 18 | 1 | 2.3% |
| Dorchester County | 40 | 18 | 3 | 7.5% |
| Anderson County | 38 | 18 | 2 | 5.3% |
| Florence County | 34 | 9 | 5 | 14.7% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 799 applications in 2025, of which 315 were originated and 96 denied.
12.0% of all applications, or 23.3% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Equity Prime Mortgage originated in South Carolina in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Equity Prime Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology