Largest lenders in Pike County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Atomic Credit Union | F | 101 | 46 | 33.7% | — |
| 2 | Vanderbilt Mortgage and Finance | F | 94 | 14 | 30.9% | 9.12% |
| 3 | The Ohio Valley Bank | A | 71 | 68 | 2.8% | 6.50% |
| 4 | Guaranteed Rate | B | 57 | 32 | 3.5% | 6.58% |
| 5 | Rocket Mortgage | C | 43 | 27 | 30.2% | 6.75% |
| 6 | Fifth Third Bank | D | 42 | 24 | 21.4% | 7.27% |
| 7 | Triad Financial Services | D | 29 | 0 | 55.2% | — |
| 8 | Gold Star Mortgage Financial Group | C | 23 | 13 | 0.0% | 7.13% |
| 9 | Mortgage Research Center | C | 20 | 9 | 25.0% | 6.63% |
| 10 | The Huntington National Bank | D | 19 | 9 | 21.1% | 7.99% |
| 11 | Peoples Bank | C | 18 | 8 | 27.8% | 7.37% |
| 12 | WesBanco Bank | B | 17 | 7 | 35.3% | 6.25% |
| 13 | Union Home Mortgage | B | 17 | 13 | 0.0% | 6.88% |
| 14 | Rapid Mortgage | B | 17 | 8 | 0.0% | 6.56% |
| 15 | The Vinton County National Bank | C | 14 | 11 | 7.1% | 7.13% |
| 16 | AmeriSave Mortgage | D | 12 | 7 | 33.3% | 6.88% |
| 17 | Broker Solutions | D | 12 | 5 | 0.0% | 6.75% |
| 18 | Figure Lending | C | 12 | 4 | 25.0% | 8.69% |
| 19 | Pennymac Loan Services | C | 11 | 5 | 0.0% | 6.25% |
| 20 | PNC Bank | D | 10 | 3 | 50.0% | 7.15% |
| 21 | U.S. Bank | D | 10 | 6 | 20.0% | 6.93% |
| 22 | 21st Mortgage | F | 10 | 2 | 50.0% | 10.33% |
| 23 | Credit Human Federal Credit Union | D | 10 | 0 | 90.0% | — |
| 24 | United Shore Financial Services | B | 10 | 6 | 20.0% | 6.06% |
| 25 | Crosscountry Mortgage | B | 9 | 3 | 0.0% | 6.63% |
Best approval odds in Pike County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | The Ohio Valley Bank | 70 | 2.9% |
| 2 | Atomic Credit Union | 80 | 42.5% |
What Pike County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Pike County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 682 | 329 | 27.0% | 7.13% | $125,000 |
| 2024 | 701 | 364 | 21.3% | 7.00% | $145,000 |
| 2025 | 924 | 429 | 23.3% | 6.75% | $145,000 |
Frequently asked questions
23.3% of applications in Pike County were denied in 2025, against 17.7% statewide in Ohio.
Atomic Credit Union, with 101 applications in 2025 and a denial rate of 33.7%.
The median mortgage application in Pike County in 2025 was for $145,000; the median property value on originated loans was $245,000.