Rapid Mortgage in Ohio vs the state
0.4%Denial rate-17.31 pts vs state
0.5%Decision denial rate-21.36 pts vs state
71.7%Origination rate+11.75 pts vs state
6.88%Median rate0.00 pts vs state
0.70Rate spread (pts)+0.31 pts vs state
$87kMedian applicant income
748Loans originated
4Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 948 | 662 | 1.1% | 7.13% | #80 |
| 2024 | 910 | 644 | 0.1% | 6.99% | #83 |
| 2025 | 1,044 | 748 | 0.4% | 6.88% | #86 |
What Rapid Mortgage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Rapid Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 230 | 165 | 1 | 0.4% |
| Hamilton County | 118 | 86 | 1 | 0.8% |
| Clermont County | 97 | 75 | 0 | 0.0% |
| Fairfield County | 63 | 45 | 0 | 0.0% |
| Butler County | 61 | 49 | 0 | 0.0% |
| Jackson County | 45 | 32 | 0 | 0.0% |
| Mahoning County | 38 | 30 | 0 | 0.0% |
| Warren County | 37 | 26 | 0 | 0.0% |
| Montgomery County | 32 | 25 | 0 | 0.0% |
| Licking County | 28 | 18 | 1 | 3.6% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 1,044 applications in 2025, of which 748 were originated and 4 denied.
0.4% of all applications, or 0.5% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Rapid Mortgage originated in Ohio in 2025 was 6.88%, against a statewide median of 6.88%.
About this data. Figures are Rapid Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology