Meigs County, Ohio · 2025

Mortgage lenders in Meigs County, OH: denial rates and top lenders (2025)

97 lenders acted on 496 mortgage applications for properties in Meigs County in 2025. 24.6% were denied (Ohio: 17.7%). Median rate on closed loans 6.88%; median loan $135,000; median property value $205,000.

496Applications
24.6%Denial ratestate 17.7%
6.88%Median ratestate 6.88%
$135,000Median loan
$205,000Median property value

Largest lenders in Meigs County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 The Farmers Bank and Savings D 7548 18.7%7.13%
2 Peoples Bank C 4033 15.0%7.49%
3 Vanderbilt Mortgage and Finance F 376 35.1%9.12%
4 Rocket Mortgage C 3621 36.1%6.75%
5 Mortgage Research Center C 259 28.0%6.75%
6 Movement Mortgage A 1919 0.0%6.93%
7 21st Mortgage F 163 43.8%8.99%
8 Credit Human Federal Credit Union D 110 81.8%
9 United Shore Financial Services B 117 9.1%6.25%
10 Triad Financial Services D 110 18.2%
11 The Vinton County National Bank C 93 44.4%6.38%
12 Union Home Mortgage B 87 0.0%6.63%
13 U.S. Bank D 72 71.4%8.05%
14 Freedom Mortgage B 72 0.0%6.06%
15 Loandepot.Com D 73 57.1%6.25%
16 Crosscountry Mortgage B 63 0.0%6.25%
17 Southwest Stage Funding F 60 16.7%
18 City National Bank of West Virginia C 53 40.0%6.45%
19 Rapid Mortgage B 53 0.0%7.63%
20 Navy Federal Credit Union D 50 40.0%
21 Coastal Community Bank C 50 0.0%

Best approval odds in Meigs County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1The Farmers Bank and Savings6222.6%

What Meigs County borrowers applied for

By loan purpose

Home purchase 253 51% · 19.0% denied
Refinance 47 9% · 34.0% denied
Cash-out refinance 98 20% · 24.5% denied
Home improvement 51 10% · 29.4% denied
Other / HELOC 47 9% · 40.4% denied

By loan type

Conventional 359 72% · 27.3% denied
FHA 80 16% · 20.0% denied
VA 51 10% · 15.7% denied
USDA / RHS 6 1% · 0.0% denied

Why applications were denied

Credit history 52 43%
Collateral 30 25%
Debt-to-income ratio 17 14%
Other 9 8%
Incomplete application 8 7%
Insufficient cash 2 2%
Unverifiable information 1 1%
Employment history 1 1%

Meigs County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202343420824.9%7.50%$105,000
202450123327.0%7.13%$105,000
202549623324.6%6.88%$135,000

Frequently asked questions

24.6% of applications in Meigs County were denied in 2025, against 17.7% statewide in Ohio.

The Farmers Bank and Savings, with 75 applications in 2025 and a denial rate of 18.7%.

The median mortgage application in Meigs County in 2025 was for $135,000; the median property value on originated loans was $205,000.