Southwest Stage Funding in Ohio vs the state
7.7%Denial rate-10.00 pts vs state
16.2%Decision denial rate-5.70 pts vs state
22.2%Origination rate-37.73 pts vs state
8.10%Median rate+1.22 pts vs state
2.02Rate spread (pts)+1.64 pts vs state
$76kMedian applicant income
49Loans originated
17Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 52 | 33 | 34.6% | 7.95% | #393 |
| 2024 | 91 | 21 | 9.9% | 8.00% | #318 |
| 2025 | 221 | 49 | 7.7% | 8.10% | #220 |
What Southwest Stage Funding lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Southwest Stage Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lawrence County | 26 | 9 | 1 | 3.8% |
| Scioto County | 24 | 4 | 2 | 8.3% |
| Licking County | 15 | 1 | 0 | 0.0% |
| Muskingum County | 14 | 2 | 0 | 0.0% |
| Gallia County | 12 | 3 | 1 | 8.3% |
| Perry County | 11 | 4 | 1 | 9.1% |
| Jackson County | 8 | 2 | 0 | 0.0% |
| Washington County | 7 | 3 | 0 | 0.0% |
| Guernsey County | 7 | 1 | 0 | 0.0% |
| Brown County | 6 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 221 applications in 2025, of which 49 were originated and 17 denied.
7.7% of all applications, or 16.2% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Southwest Stage Funding originated in Ohio in 2025 was 8.10%, against a statewide median of 6.88%.
About this data. Figures are Southwest Stage Funding's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology