The Farmers Bank and Savings in Ohio vs the state
23.0%Denial rate+5.27 pts vs state
27.1%Decision denial rate+5.22 pts vs state
61.7%Origination rate+1.83 pts vs state
7.13%Median rate+0.25 pts vs state
0.63Rate spread (pts)+0.24 pts vs state
$80kMedian applicant income
121Loans originated
45Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 117 | 77 | 16.2% | 8.50% | #280 |
| 2024 | 141 | 87 | 22.7% | 7.13% | #265 |
| 2025 | 196 | 121 | 23.0% | 7.13% | #240 |
What The Farmers Bank and Savings lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most The Farmers Bank and Savings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Meigs County | 75 | 48 | 14 | 18.7% |
| Gallia County | 71 | 45 | 18 | 25.4% |
| Athens County | 27 | 19 | 4 | 14.8% |
| Hocking County | 4 | 1 | 1 | 25.0% |
| Washington County | 3 | 3 | 0 | 0.0% |
| Jackson County | 3 | 1 | 1 | 33.3% |
| Fairfield County | 2 | 2 | 0 | 0.0% |
| Wayne County | 1 | 1 | 0 | 0.0% |
| Vinton County | 1 | 1 | 0 | 0.0% |
| Lawrence County | 1 | 0 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 196 applications in 2025, of which 121 were originated and 45 denied.
23.0% of all applications, or 27.1% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans The Farmers Bank and Savings originated in Ohio in 2025 was 7.13%, against a statewide median of 6.88%.
About this data. Figures are The Farmers Bank and Savings's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology