Largest lenders in Vinton County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | The Vinton County National Bank | C | 73 | 52 | 19.2% | 6.94% |
| 2 | Rocket Mortgage | C | 31 | 19 | 32.3% | 6.49% |
| 3 | Atomic Credit Union | F | 25 | 16 | 28.0% | — |
| 4 | Vanderbilt Mortgage and Finance | F | 23 | 3 | 26.1% | 10.25% |
| 5 | Peoples Bank | C | 16 | 11 | 25.0% | 7.24% |
| 6 | WesBanco Bank | B | 12 | 6 | 25.0% | 5.06% |
| 7 | Lower | C | 10 | 4 | 10.0% | 7.31% |
| 8 | Triad Financial Services | D | 9 | 1 | 66.7% | 10.55% |
| 9 | Pennymac Loan Services | C | 8 | 2 | 12.5% | 6.63% |
| 10 | Freedom Mortgage | B | 8 | 4 | 0.0% | 6.44% |
| 11 | AmeriSave Mortgage | D | 7 | 2 | 71.4% | 7.50% |
| 12 | Lakeview Loan Servicing | C | 7 | 4 | 42.9% | 6.50% |
| 13 | PNC Bank | D | 6 | 5 | 16.7% | 7.31% |
| 14 | The Ohio Valley Bank | A | 6 | 6 | 0.0% | 7.50% |
| 15 | Broker Solutions | D | 6 | 2 | 0.0% | 7.06% |
| 16 | Mortgage Research Center | C | 6 | 3 | 33.3% | 6.13% |
| 17 | Guaranteed Rate | B | 5 | 3 | 20.0% | 6.46% |
| 18 | The Huntington National Bank | D | 5 | 3 | 0.0% | 6.75% |
Best approval odds in Vinton County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | The Vinton County National Bank | 73 | 19.2% |
What Vinton County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Vinton County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 378 | 193 | 23.0% | 7.38% | $115,000 |
| 2024 | 412 | 219 | 24.0% | 7.13% | $135,000 |
| 2025 | 406 | 210 | 26.4% | 6.89% | $155,000 |
Frequently asked questions
26.4% of applications in Vinton County were denied in 2025, against 17.7% statewide in Ohio.
The Vinton County National Bank, with 73 applications in 2025 and a denial rate of 19.2%.
The median mortgage application in Vinton County in 2025 was for $155,000; the median property value on originated loans was $230,000.