Lakeview Loan Servicing · Ohio · 2025

Lakeview Loan Servicing in Ohio: approval rate, denial rate and rates (2025)

Lakeview Loan Servicing took 1,486 mortgage applications in Ohio in 2025, ranking #61 of 1,092 lenders active in the state. It originated 30.1% of them and denied 46.9% (53.5% of the applications it decided), against a statewide denial rate of 17.7%.

1.5kApplicationsin OH
53.5%Decision denial ratestate 21.9%
6.63%Median ratestate 6.88%
$185,000Median loanstate $155,000
$92MVolume83 counties

Lakeview Loan Servicing in Ohio vs the state

46.9%Denial rate+29.21 pts vs state
53.5%Decision denial rate+31.64 pts vs state
30.1%Origination rate-29.82 pts vs state
6.63%Median rate-0.25 pts vs state
0.64Rate spread (pts)+0.25 pts vs state
$91kMedian applicant income
447Loans originated
697Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
202368518653.6%6.25%#97
20241,25031851.4%6.75%#67
20251,48644746.9%6.63%#61

What Lakeview Loan Servicing lends in Ohio

By loan purpose

Home purchase 45 3% · 28.9% denied
Refinance 574 39% · 40.8% denied
Cash-out refinance 452 30% · 49.3% denied
Other / HELOC 415 28% · 54.7% denied

By loan type

Conventional 719 48% · 50.5% denied
FHA 591 40% · 47.7% denied
VA 176 12% · 29.6% denied

Why it denied Ohio applicants

Incomplete application 470 67%
Credit history 102 15%
Debt-to-income ratio 70 10%
Other 29 4%
Collateral 23 3%
Employment history 1 0%
Insufficient cash 1 0%
Unverifiable information 1 0%

Where in Ohio

Counties with the most Lakeview Loan Servicing applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Franklin County 1785284 47.2%
Cuyahoga County 1172561 52.1%
Hamilton County 1113058 52.3%
Summit County 581231 53.4%
Butler County 551923 41.8%
Montgomery County 541525 46.3%
Stark County 511626 51.0%
Lake County 471525 53.2%
Warren County 471921 44.7%
Lucas County 421416 38.1%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 1,486 applications in 2025, of which 447 were originated and 697 denied.

46.9% of all applications, or 53.5% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

The median rate on loans Lakeview Loan Servicing originated in Ohio in 2025 was 6.63%, against a statewide median of 6.88%.

About this data. Figures are Lakeview Loan Servicing's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology