City National Bank of West Virginia in Ohio vs the state
27.5%Denial rate+9.80 pts vs state
29.2%Decision denial rate+7.35 pts vs state
64.1%Origination rate+4.24 pts vs state
6.29%Median rate-0.59 pts vs state
0.28Rate spread (pts)-0.11 pts vs state
$93kMedian applicant income
161Loans originated
69Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 300 | 172 | 29.7% | 6.28% | #160 |
| 2024 | 298 | 185 | 27.2% | 6.75% | #172 |
| 2025 | 251 | 161 | 27.5% | 6.29% | #207 |
What City National Bank of West Virginia lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most City National Bank of West Virginia applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lawrence County | 195 | 126 | 52 | 26.7% |
| Scioto County | 13 | 6 | 5 | 38.5% |
| Gallia County | 9 | 4 | 5 | 55.6% |
| Hamilton County | 9 | 9 | 0 | 0.0% |
| Franklin County | 6 | 2 | 3 | 50.0% |
| Meigs County | 5 | 3 | 2 | 40.0% |
| Butler County | 3 | 3 | 0 | 0.0% |
| Warren County | 2 | 2 | 0 | 0.0% |
| Portage County | 2 | 1 | 0 | 0.0% |
| Jackson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 251 applications in 2025, of which 161 were originated and 69 denied.
27.5% of all applications, or 29.2% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans City National Bank of West Virginia originated in Ohio in 2025 was 6.29%, against a statewide median of 6.88%.
About this data. Figures are City National Bank of West Virginia's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology