Crawford County, Ohio · 2025

Mortgage lenders in Crawford County, OH: denial rates and top lenders (2025)

149 lenders acted on 1,380 mortgage applications for properties in Crawford County in 2025. 20.9% were denied (Ohio: 17.7%). Median rate on closed loans 6.99%; median loan $115,000; median property value $185,000.

1.4kApplications
20.9%Denial ratestate 17.7%
6.99%Median ratestate 6.88%
$115,000Median loan
$185,000Median property value

Largest lenders in Crawford County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 The Huntington National Bank D 15588 27.7%7.77%
2 The Park National Bank C 10170 20.8%7.19%
3 Rocket Mortgage C 9964 30.3%6.75%
4 Union Home Mortgage B 6145 6.6%6.88%
5 First Federal Community Bank of Bucyrus A 5858 0.0%
6 Mortgage Research Center C 4423 15.9%6.44%
7 Crosscountry Mortgage B 4233 7.1%6.63%
8 Fairway Independent Mortgage B 4029 7.5%7.25%
9 Loandepot.Com D 3622 22.2%6.93%
10 21st Mortgage F 3317 24.2%9.26%
11 AmeriSave Mortgage D 294 69.0%7.44%
12 Coastal Community Bank C 279 0.0%8.49%
13 Vanderbilt Mortgage and Finance F 270 29.6%
14 United Shore Financial Services B 2517 16.0%6.25%
15 CNB Bank A 2217 4.6%5.00%
16 Broker Solutions D 214 0.0%6.75%
17 Mechanics Bank B 2017 5.0%6.19%
18 NFM A 1714 0.0%6.63%
19 Freedom Mortgage B 176 5.9%5.81%
20 Civista Bank B 178 35.3%7.50%
21 Directions Credit Union B 178 47.1%7.00%
22 First Federal Bank of Ohio B 1713 11.8%
23 Figure Lending C 159 26.7%7.90%
24 U.S. Bank D 142 71.4%6.00%
25 Pennymac Loan Services C 136 7.7%6.44%

Best approval odds in Crawford County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

What Crawford County borrowers applied for

By loan purpose

Home purchase 588 43% · 11.2% denied
Refinance 169 12% · 16.6% denied
Cash-out refinance 288 21% · 29.5% denied
Home improvement 163 12% · 32.5% denied
Other / HELOC 172 12% · 32.6% denied

By loan type

Conventional 1,027 74% · 21.6% denied
FHA 215 16% · 20.5% denied
VA 115 8% · 18.3% denied
USDA / RHS 23 2% · 4.4% denied

Why applications were denied

Credit history 93 33%
Debt-to-income ratio 70 25%
Collateral 52 18%
Incomplete application 41 14%
Other 12 4%
Employment history 6 2%
Insufficient cash 6 2%
Unverifiable information 4 1%

Crawford County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
20231,14865022.9%7.13%$95,000
20241,21869923.3%7.25%$105,000
20251,38078820.9%6.99%$115,000

Frequently asked questions

20.9% of applications in Crawford County were denied in 2025, against 17.7% statewide in Ohio.

The Huntington National Bank, with 155 applications in 2025 and a denial rate of 27.7%.

The median mortgage application in Crawford County in 2025 was for $115,000; the median property value on originated loans was $185,000.