First Federal Community Bank of Bucyrus in Ohio vs the state
1.2%Denial rate-16.51 pts vs state
1.2%Decision denial rate-20.66 pts vs state
94.1%Origination rate+34.22 pts vs state
—Median rate
—Rate spread (pts)
$71kMedian applicant income
160Loans originated
2Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 208 | 192 | 1.9% | — | #217 |
| 2024 | 121 | 118 | 1.7% | — | #282 |
| 2025 | 170 | 160 | 1.2% | — | #261 |
What First Federal Community Bank of Bucyrus lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most First Federal Community Bank of Bucyrus applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Crawford County | 58 | 58 | 0 | 0.0% |
| Franklin County | 15 | 12 | 2 | 13.3% |
| Richland County | 15 | 14 | 0 | 0.0% |
| Union County | 13 | 12 | 0 | 0.0% |
| Delaware County | 13 | 11 | 0 | 0.0% |
| Marion County | 8 | 8 | 0 | 0.0% |
| Fayette County | 6 | 5 | 0 | 0.0% |
| Logan County | 5 | 4 | 0 | 0.0% |
| Hardin County | 4 | 4 | 0 | 0.0% |
| Huron County | 3 | 3 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 170 applications in 2025, of which 160 were originated and 2 denied.
1.2% of all applications, or 1.2% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are First Federal Community Bank of Bucyrus's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology