Largest lenders in Daviess County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | German American Bank | A | 177 | 138 | 15.3% | 7.00% |
| 2 | Old National Bank | B | 53 | 36 | 15.1% | 6.07% |
| 3 | Crane | C | 48 | 32 | 25.0% | 6.63% |
| 4 | Liberty | B | 41 | 38 | 4.9% | 6.81% |
| 5 | First Savings Bank | C | 38 | 29 | 15.8% | 7.00% |
| 6 | United Shore Financial Services | B | 38 | 27 | 7.9% | 6.54% |
| 7 | Rocket Mortgage | C | 32 | 22 | 25.0% | 7.06% |
| 8 | First Financial Bank | C | 31 | 12 | 45.2% | 6.63% |
| 9 | Plaza Home Mortgage | C | 20 | 16 | 15.0% | 6.50% |
| 10 | First Federal Savings Bank | B | 18 | 13 | 5.6% | — |
| 11 | Mortgage Research Center | C | 17 | 11 | 11.8% | 6.50% |
| 12 | Freedom Mortgage | B | 16 | 10 | 0.0% | 6.31% |
| 13 | Farm Credit Mid-America | D | 16 | 14 | 6.3% | 6.75% |
| 14 | Fifth Third Bank | D | 12 | 5 | 25.0% | 6.99% |
| 15 | Newrez | D | 11 | 1 | 18.2% | 5.63% |
| 16 | American Financial Resources | B | 11 | 10 | 0.0% | 6.75% |
| 17 | Pennymac Loan Services | C | 10 | 6 | 30.0% | 5.63% |
| 18 | Ruoff Mortgage Company | A | 9 | 9 | 0.0% | 6.88% |
| 19 | Spring Eq | D | 8 | 3 | 37.5% | 11.23% |
| 20 | Regions Bank | C | 7 | 3 | 14.3% | 4.99% |
| 21 | Loandepot.Com | D | 7 | 4 | 28.6% | 8.62% |
| 22 | Coastal Community Bank | C | 7 | 0 | 0.0% | — |
| 23 | JPMorgan Chase Bank | B | 6 | 3 | 16.7% | 6.38% |
| 24 | Royal United Mortgage | F | 6 | 4 | 33.3% | 7.50% |
| 25 | Stockton Mortgage | D | 6 | 5 | 0.0% | 6.75% |
Best approval odds in Daviess County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | German American Bank | 169 | 16.0% |
What Daviess County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Daviess County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 709 | 466 | 16.6% | 7.13% | $105,000 |
| 2024 | 777 | 528 | 17.0% | 6.97% | $125,000 |
| 2025 | 821 | 542 | 16.9% | 6.75% | $135,000 |
Frequently asked questions
16.9% of applications in Daviess County were denied in 2025, against 16.6% statewide in Indiana.
German American Bank, with 177 applications in 2025 and a denial rate of 15.3%.
The median mortgage application in Daviess County in 2025 was for $135,000; the median property value on originated loans was $255,000.