American Financial Resources in Indiana vs the state
4.8%Denial rate-11.80 pts vs state
6.2%Decision denial rate-13.99 pts vs state
72.4%Origination rate+10.11 pts vs state
6.63%Median rate-0.13 pts vs state
0.41Rate spread (pts)+0.05 pts vs state
$82kMedian applicant income
288Loans originated
19Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 109 | 74 | 9.2% | 7.19% | #237 |
| 2024 | 184 | 135 | 7.1% | 6.75% | #199 |
| 2025 | 398 | 288 | 4.8% | 6.63% | #136 |
What American Financial Resources lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most American Financial Resources applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 23 | 16 | 1 | 4.3% |
| Marion County | 21 | 14 | 2 | 9.5% |
| Vanderburgh County | 21 | 19 | 1 | 4.8% |
| Lake County | 21 | 10 | 3 | 14.3% |
| Gibson County | 20 | 18 | 1 | 5.0% |
| Floyd County | 19 | 16 | 0 | 0.0% |
| Knox County | 18 | 12 | 0 | 0.0% |
| Greene County | 15 | 12 | 0 | 0.0% |
| Harrison County | 14 | 11 | 0 | 0.0% |
| Dubois County | 13 | 12 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 398 applications in 2025, of which 288 were originated and 19 denied.
4.8% of all applications, or 6.2% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans American Financial Resources originated in Indiana in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are American Financial Resources's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology