Largest lenders in Dubois County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | German American Bank | A | 332 | 269 | 10.8% | 6.62% |
| 2 | Fifth Third Bank | D | 102 | 77 | 16.7% | 6.63% |
| 3 | Hoosier Hills Credit Union | C | 94 | 59 | 24.5% | 7.50% |
| 4 | Old National Bank | B | 70 | 54 | 12.9% | 5.80% |
| 5 | United Shore Financial Services | B | 53 | 48 | 9.4% | 6.45% |
| 6 | Liberty | B | 52 | 39 | 3.9% | 6.88% |
| 7 | Rocket Mortgage | C | 47 | 39 | 12.8% | 6.63% |
| 8 | Freedom Mortgage | B | 25 | 12 | 0.0% | 6.25% |
| 9 | Mortgage Research Center | C | 23 | 11 | 26.1% | 6.75% |
| 10 | Pennymac Loan Services | C | 14 | 8 | 7.1% | 5.63% |
| 11 | Mortgage Masters of Indiana | B | 14 | 14 | 0.0% | 6.44% |
| 12 | American Financial Resources | B | 13 | 12 | 0.0% | 6.75% |
| 13 | Vanderbilt Mortgage and Finance | F | 12 | 1 | 33.3% | 8.25% |
| 14 | Broker Solutions | D | 11 | 2 | 9.1% | 6.56% |
| 15 | Discover Bank | F | 10 | 0 | 30.0% | — |
| 16 | Bank of America | F | 9 | 2 | 44.4% | 5.94% |
| 17 | Crane | C | 8 | 7 | 12.5% | 7.10% |
| 18 | Spring Eq | D | 8 | 5 | 37.5% | 11.33% |
| 19 | Lakeview Loan Servicing | C | 8 | 3 | 50.0% | 6.63% |
| 20 | AmeriSave Mortgage | D | 7 | 0 | 85.7% | — |
| 21 | Kind Lending | C | 7 | 6 | 14.3% | 6.38% |
| 22 | Nationstar Mortgage | C | 7 | 6 | 0.0% | 6.81% |
| 23 | Fbc Mortgage | B | 7 | 6 | 0.0% | 4.99% |
| 24 | Interlinc Mortgage Services | B | 7 | 4 | 0.0% | 6.69% |
| 25 | Crosscountry Mortgage | B | 6 | 1 | 0.0% | 8.99% |
Best approval odds in Dubois County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | United Shore Financial Services | 53 | 9.4% |
| 2 | German American Bank | 309 | 11.7% |
| 3 | Old National Bank | 63 | 14.3% |
| 4 | Fifth Third Bank | 95 | 17.9% |
| 5 | Hoosier Hills Credit Union | 84 | 27.4% |
What Dubois County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Dubois County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 991 | 632 | 19.1% | 6.99% | $115,000 |
| 2024 | 1,012 | 682 | 16.5% | 6.88% | $125,000 |
| 2025 | 1,144 | 804 | 14.3% | 6.63% | $145,000 |
Frequently asked questions
14.3% of applications in Dubois County were denied in 2025, against 16.6% statewide in Indiana.
German American Bank, with 332 applications in 2025 and a denial rate of 10.8%.
The median mortgage application in Dubois County in 2025 was for $145,000; the median property value on originated loans was $255,000.