Fbc Mortgage in Indiana vs the state
1.8%Denial rate-14.82 pts vs state
2.0%Decision denial rate-18.16 pts vs state
86.0%Origination rate+23.71 pts vs state
4.99%Median rate-1.76 pts vs state
-0.91Rate spread (pts)-1.28 pts vs state
$104kMedian applicant income
98Loans originated
2Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 73 | 64 | 1.4% | 4.99% | #286 |
| 2024 | 108 | 91 | 1.9% | 5.50% | #242 |
| 2025 | 114 | 98 | 1.8% | 4.99% | #254 |
What Fbc Mortgage lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Fbc Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Warrick County | 47 | 41 | 0 | 0.0% |
| Vanderburgh County | 44 | 39 | 0 | 0.0% |
| Dubois County | 7 | 6 | 0 | 0.0% |
| Clark County | 6 | 5 | 0 | 0.0% |
| Floyd County | 3 | 1 | 1 | 33.3% |
| Hamilton County | 2 | 1 | 1 | 50.0% |
| Gibson County | 1 | 1 | 0 | 0.0% |
| Bartholomew County | 1 | 1 | 0 | 0.0% |
| Delaware County | 1 | 1 | 0 | 0.0% |
| Hancock County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 114 applications in 2025, of which 98 were originated and 2 denied.
1.8% of all applications, or 2.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Fbc Mortgage originated in Indiana in 2025 was 4.99%, against a statewide median of 6.75%.
About this data. Figures are Fbc Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology