Hoosier Hills Credit Union in Indiana vs the state
17.6%Denial rate+1.06 pts vs state
19.6%Decision denial rate-0.54 pts vs state
70.5%Origination rate+8.26 pts vs state
7.50%Median rate+0.75 pts vs state
0.32Rate spread (pts)-0.05 pts vs state
$78kMedian applicant income
672Loans originated
168Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 928 | 657 | 16.7% | 7.50% | #72 |
| 2024 | 842 | 597 | 15.8% | 8.00% | #74 |
| 2025 | 953 | 672 | 17.6% | 7.50% | #73 |
What Hoosier Hills Credit Union lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Hoosier Hills Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lawrence County | 272 | 203 | 39 | 14.3% |
| Orange County | 164 | 128 | 21 | 12.8% |
| Perry County | 149 | 97 | 35 | 23.5% |
| Dubois County | 94 | 59 | 23 | 24.5% |
| Monroe County | 44 | 28 | 11 | 25.0% |
| Spencer County | 39 | 27 | 6 | 15.4% |
| Dearborn County | 32 | 23 | 6 | 18.8% |
| Martin County | 17 | 12 | 3 | 17.6% |
| Crawford County | 17 | 10 | 4 | 23.5% |
| Washington County | 16 | 13 | 1 | 6.3% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 953 applications in 2025, of which 672 were originated and 168 denied.
17.6% of all applications, or 19.6% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Hoosier Hills Credit Union originated in Indiana in 2025 was 7.50%, against a statewide median of 6.75%.
About this data. Figures are Hoosier Hills Credit Union's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology