Largest lenders in Perry County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | German American Bank | A | 237 | 191 | 12.2% | 7.50% |
| 2 | Hoosier Hills Credit Union | C | 149 | 97 | 23.5% | 7.50% |
| 3 | Fifth Third Bank | D | 63 | 37 | 23.8% | 7.75% |
| 4 | Mortgage Masters of Indiana | B | 54 | 45 | 7.4% | 6.50% |
| 5 | Rocket Mortgage | C | 27 | 17 | 25.9% | 6.50% |
| 6 | Mortgage Research Center | C | 19 | 5 | 15.8% | 6.75% |
| 7 | Old National Bank | B | 16 | 12 | 18.8% | 6.31% |
| 8 | Liberty | B | 15 | 10 | 6.7% | 7.00% |
| 9 | 21st Mortgage | F | 14 | 1 | 50.0% | 9.35% |
| 10 | Gvc Mortgage | B | 12 | 12 | 0.0% | 7.13% |
| 11 | Freedom Mortgage | B | 11 | 6 | 9.1% | 6.25% |
| 12 | AmeriSave Mortgage | D | 10 | 0 | 100.0% | — |
| 13 | Vanderbilt Mortgage and Finance | F | 9 | 2 | 33.3% | 10.12% |
| 14 | Newrez | D | 8 | 2 | 12.5% | 8.38% |
| 15 | Pennymac Loan Services | C | 6 | 5 | 0.0% | 5.88% |
| 16 | PNC Bank | D | 6 | 4 | 16.7% | 7.30% |
| 17 | Carrington Mortgage Services | D | 6 | 2 | 50.0% | 7.13% |
| 18 | Mutual of Omaha Mortgage | C | 6 | 3 | 0.0% | 7.75% |
| 19 | Nationstar Mortgage | C | 6 | 5 | 0.0% | 8.38% |
| 20 | Coastal Community Bank | C | 6 | 3 | 0.0% | 7.49% |
| 21 | Everett Financial | C | 5 | 2 | 0.0% | 9.25% |
| 22 | United Shore Financial Services | B | 5 | 4 | 0.0% | 5.81% |
Best approval odds in Perry County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Mortgage Masters of Indiana | 52 | 7.7% |
| 2 | German American Bank | 223 | 13.0% |
| 3 | Hoosier Hills Credit Union | 137 | 25.6% |
| 4 | Fifth Third Bank | 53 | 28.3% |
What Perry County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Perry County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 649 | 429 | 18.3% | 7.13% | $95,000 |
| 2024 | 605 | 415 | 16.7% | 7.13% | $95,000 |
| 2025 | 808 | 527 | 18.0% | 7.00% | $105,000 |
Frequently asked questions
18.0% of applications in Perry County were denied in 2025, against 16.6% statewide in Indiana.
German American Bank, with 237 applications in 2025 and a denial rate of 12.2%.
The median mortgage application in Perry County in 2025 was for $105,000; the median property value on originated loans was $205,000.