Everett Financial in Indiana vs the state
5.4%Denial rate-11.22 pts vs state
7.5%Decision denial rate-12.62 pts vs state
63.6%Origination rate+1.39 pts vs state
6.99%Median rate+0.24 pts vs state
0.80Rate spread (pts)+0.43 pts vs state
$79kMedian applicant income
238Loans originated
20Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 539 | 227 | 8.9% | 7.13% | #91 |
| 2024 | 261 | 194 | 7.7% | 7.13% | #161 |
| 2025 | 374 | 238 | 5.4% | 6.99% | #141 |
What Everett Financial lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Everett Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Elkhart County | 95 | 70 | 7 | 7.4% |
| Marion County | 54 | 36 | 3 | 5.6% |
| St. Joseph County | 37 | 23 | 3 | 8.1% |
| Hamilton County | 23 | 17 | 0 | 0.0% |
| Madison County | 13 | 8 | 0 | 0.0% |
| Lake County | 12 | 5 | 1 | 8.3% |
| Clark County | 11 | 5 | 1 | 9.1% |
| LaGrange County | 11 | 6 | 2 | 18.2% |
| Hendricks County | 11 | 7 | 0 | 0.0% |
| LaPorte County | 9 | 5 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 374 applications in 2025, of which 238 were originated and 20 denied.
5.4% of all applications, or 7.5% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Everett Financial originated in Indiana in 2025 was 6.99%, against a statewide median of 6.75%.
About this data. Figures are Everett Financial's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology