Crawford County, Indiana · 2025

Mortgage lenders in Crawford County, IN: denial rates and top lenders (2025)

84 lenders acted on 352 mortgage applications for properties in Crawford County in 2025. 21.3% were denied (Indiana: 16.6%). Median rate on closed loans 6.88%; median loan $135,000; median property value $235,000.

352Applications
21.3%Denial ratestate 16.6%
6.88%Median ratestate 6.75%
$135,000Median loan
$235,000Median property value

Largest lenders in Crawford County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 First Savings Bank C 5842 17.2%7.06%
2 First Harrison Bank B 2623 7.7%6.50%
3 Rocket Mortgage C 2517 28.0%6.75%
4 German American Bank A 1710 41.2%7.79%
5 Hoosier Hills Credit Union C 1710 23.5%6.75%
6 United Shore Financial Services B 1513 13.3%6.53%
7 Freedom Mortgage B 129 8.3%6.63%
8 Vanderbilt Mortgage and Finance F 123 25.0%11.25%
9 Regions Bank C 95 44.4%4.99%
10 Meade County Bank C 97 22.2%
11 Pennymac Loan Services C 71 14.3%5.99%
12 Interlinc Mortgage Services B 75 0.0%6.81%
13 Mortgage Research Center C 62 50.0%5.94%
14 Farm Credit Mid-America D 65 16.7%7.13%
15 AmeriSave Mortgage D 51 40.0%6.63%
16 Stockton Mortgage D 53 20.0%6.75%

Best approval odds in Crawford County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1First Savings Bank5219.2%

What Crawford County borrowers applied for

By loan purpose

Home purchase 147 42% · 15.7% denied
Refinance 52 15% · 13.5% denied
Cash-out refinance 85 24% · 28.2% denied
Home improvement 35 10% · 20.0% denied
Other / HELOC 33 9% · 42.4% denied

By loan type

Conventional 247 70% · 20.7% denied
FHA 72 20% · 22.2% denied
VA 23 7% · 17.4% denied
USDA / RHS 10 3% · 40.0% denied

Why applications were denied

Credit history 30 41%
Debt-to-income ratio 16 22%
Collateral 13 18%
Incomplete application 4 5%
Unverifiable information 4 5%
Insufficient cash 3 4%
Other 2 3%
Employment history 1 1%

Crawford County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202332119318.4%6.99%$115,000
202437522223.5%7.00%$125,000
202535221921.3%6.88%$135,000

Frequently asked questions

21.3% of applications in Crawford County were denied in 2025, against 16.6% statewide in Indiana.

First Savings Bank, with 58 applications in 2025 and a denial rate of 17.2%.

The median mortgage application in Crawford County in 2025 was for $135,000; the median property value on originated loans was $235,000.