First Savings Bank in Indiana vs the state
13.0%Denial rate-3.59 pts vs state
15.0%Decision denial rate-5.14 pts vs state
72.0%Origination rate+9.73 pts vs state
7.00%Median rate+0.25 pts vs state
0.26Rate spread (pts)-0.11 pts vs state
$90kMedian applicant income
316Loans originated
57Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 802 | 546 | 15.3% | 6.50% | #75 |
| 2024 | 451 | 306 | 18.2% | 7.75% | #116 |
| 2025 | 439 | 316 | 13.0% | 7.00% | #129 |
What First Savings Bank lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most First Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 103 | 82 | 9 | 8.7% |
| Harrison County | 76 | 57 | 11 | 14.5% |
| Washington County | 67 | 41 | 12 | 17.9% |
| Crawford County | 58 | 42 | 10 | 17.2% |
| Floyd County | 54 | 40 | 4 | 7.4% |
| Daviess County | 38 | 29 | 6 | 15.8% |
| Orange County | 9 | 8 | 0 | 0.0% |
| Martin County | 6 | 4 | 0 | 0.0% |
| Scott County | 6 | 5 | 0 | 0.0% |
| Hamilton County | 3 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 439 applications in 2025, of which 316 were originated and 57 denied.
13.0% of all applications, or 15.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans First Savings Bank originated in Indiana in 2025 was 7.00%, against a statewide median of 6.75%.
About this data. Figures are First Savings Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology