Largest lenders in Harrison County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | First Harrison Bank | B | 277 | 230 | 10.1% | 6.00% |
| 2 | Rocket Mortgage | C | 104 | 79 | 18.3% | 6.50% |
| 3 | Centra Credit Union | A | 81 | 64 | 6.2% | 5.24% |
| 4 | Meade County Bank | C | 77 | 50 | 15.6% | — |
| 5 | First Savings Bank | C | 76 | 57 | 14.5% | 7.00% |
| 6 | Broker Solutions | D | 58 | 35 | 6.9% | 6.88% |
| 7 | United Shore Financial Services | B | 56 | 46 | 8.9% | 6.62% |
| 8 | Vanderbilt Mortgage and Finance | F | 54 | 9 | 38.9% | 9.25% |
| 9 | Regions Bank | C | 39 | 13 | 53.9% | 4.99% |
| 10 | Mortgage Research Center | C | 37 | 16 | 13.5% | 6.50% |
| 11 | German American Bank | A | 36 | 21 | 36.1% | 6.81% |
| 12 | Freedom Mortgage | B | 34 | 24 | 2.9% | 6.25% |
| 13 | Fifth Third Bank | D | 28 | 15 | 35.7% | 7.63% |
| 14 | 21st Mortgage | F | 26 | 4 | 57.7% | 10.80% |
| 15 | Northpointe Bank | C | 23 | 16 | 13.0% | 6.56% |
| 16 | Pennymac Loan Services | C | 21 | 14 | 9.5% | 5.93% |
| 17 | JPMorgan Chase Bank | B | 21 | 16 | 19.1% | 6.69% |
| 18 | Republic Bank & Trust | B | 20 | 8 | 5.0% | 6.25% |
| 19 | AmeriSave Mortgage | D | 19 | 7 | 57.9% | 8.50% |
| 20 | Magnolia Bank | C | 19 | 10 | 31.6% | 6.13% |
| 21 | Credit Human Federal Credit Union | D | 19 | 0 | 73.7% | — |
| 22 | Fairway Independent Mortgage | B | 19 | 13 | 10.5% | 7.13% |
| 23 | Navy Federal Credit Union | D | 18 | 13 | 0.0% | 8.35% |
| 24 | Carrington Mortgage Services | D | 17 | 8 | 47.1% | 7.12% |
| 25 | Kind Lending | C | 17 | 14 | 17.7% | 6.50% |
Best approval odds in Harrison County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Centra Credit Union | 69 | 7.3% |
| 2 | United Shore Financial Services | 51 | 9.8% |
| 3 | First Harrison Bank | 261 | 10.7% |
| 4 | Meade County Bank | 75 | 16.0% |
| 5 | First Savings Bank | 68 | 16.2% |
| 6 | Rocket Mortgage | 99 | 19.2% |
What Harrison County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Harrison County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,578 | 974 | 18.1% | 6.95% | $135,000 |
| 2024 | 1,636 | 982 | 20.6% | 6.88% | $145,000 |
| 2025 | 1,831 | 1,138 | 17.5% | 6.50% | $155,000 |
Frequently asked questions
17.5% of applications in Harrison County were denied in 2025, against 16.6% statewide in Indiana.
First Harrison Bank, with 277 applications in 2025 and a denial rate of 10.1%.
The median mortgage application in Harrison County in 2025 was for $155,000; the median property value on originated loans was $285,000.