First Harrison Bank in Indiana vs the state
9.8%Denial rate-6.78 pts vs state
10.6%Decision denial rate-9.57 pts vs state
82.2%Origination rate+19.93 pts vs state
6.13%Median rate-0.63 pts vs state
-0.32Rate spread (pts)-0.69 pts vs state
$82kMedian applicant income
512Loans originated
61Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 663 | 517 | 12.4% | 6.73% | #83 |
| 2024 | 598 | 464 | 14.1% | 6.25% | #94 |
| 2025 | 623 | 512 | 9.8% | 6.13% | #101 |
What First Harrison Bank lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most First Harrison Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harrison County | 277 | 230 | 28 | 10.1% |
| Floyd County | 113 | 90 | 11 | 9.7% |
| Washington County | 110 | 94 | 8 | 7.3% |
| Clark County | 72 | 56 | 10 | 13.9% |
| Crawford County | 26 | 23 | 2 | 7.7% |
| Orange County | 19 | 15 | 0 | 0.0% |
| Scott County | 3 | 1 | 2 | 66.7% |
| Jackson County | 2 | 2 | 0 | 0.0% |
| Dubois County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 623 applications in 2025, of which 512 were originated and 61 denied.
9.8% of all applications, or 10.6% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans First Harrison Bank originated in Indiana in 2025 was 6.13%, against a statewide median of 6.75%.
About this data. Figures are First Harrison Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology