Stockton Mortgage in Indiana vs the state
7.5%Denial rate-9.11 pts vs state
9.8%Decision denial rate-10.30 pts vs state
68.1%Origination rate+5.83 pts vs state
6.75%Median rate0.00 pts vs state
0.60Rate spread (pts)+0.23 pts vs state
$80kMedian applicant income
657Loans originated
72Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 594 | 388 | 6.1% | 7.00% | #87 |
| 2024 | 1,022 | 706 | 4.7% | 6.75% | #66 |
| 2025 | 965 | 657 | 7.5% | 6.75% | #71 |
What Stockton Mortgage lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Stockton Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Allen County | 166 | 121 | 10 | 6.0% |
| Wells County | 82 | 63 | 3 | 3.7% |
| Tippecanoe County | 62 | 48 | 1 | 1.6% |
| Clark County | 51 | 29 | 5 | 9.8% |
| Marion County | 50 | 33 | 2 | 4.0% |
| Monroe County | 49 | 41 | 0 | 0.0% |
| Hendricks County | 30 | 20 | 3 | 10.0% |
| Floyd County | 23 | 18 | 1 | 4.3% |
| Noble County | 18 | 13 | 1 | 5.6% |
| Kosciusko County | 18 | 11 | 3 | 16.7% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 965 applications in 2025, of which 657 were originated and 72 denied.
7.5% of all applications, or 9.8% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Stockton Mortgage originated in Indiana in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Stockton Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology