Winnebago Community in Wisconsin vs the state
1.2%Denial rate-12.78 pts vs state
1.3%Decision denial rate-15.09 pts vs state
96.3%Origination rate+28.15 pts vs state
—Median rate
0.95Rate spread (pts)+0.83 pts vs state
$97kMedian applicant income
78Loans originated
1Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 101 | 99 | 0.0% | — | #218 |
| 2024 | 87 | 81 | 2.3% | — | #257 |
| 2025 | 81 | 78 | 1.2% | — | #277 |
What Winnebago Community lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Winnebago Community applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Winnebago County | 65 | 62 | 1 | 1.5% |
| Outagamie County | 4 | 4 | 0 | 0.0% |
| Waupaca County | 3 | 3 | 0 | 0.0% |
| Green Lake County | 2 | 2 | 0 | 0.0% |
| Fond du Lac County | 2 | 2 | 0 | 0.0% |
| Waushara County | 1 | 1 | 0 | 0.0% |
| Oconto County | 1 | 1 | 0 | 0.0% |
| Bayfield County | 1 | 1 | 0 | 0.0% |
| Oneida County | 1 | 1 | 0 | 0.0% |
| Adams County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 81 applications in 2025, of which 78 were originated and 1 denied.
1.2% of all applications, or 1.3% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Winnebago Community's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology