Westerly Community in New Hampshire vs the state
9.2%Denial rate-7.28 pts vs state
18.4%Decision denial rate-1.85 pts vs state
40.8%Origination rate-20.92 pts vs state
8.00%Median rate+1.18 pts vs state
1.49Rate spread (pts)+1.25 pts vs state
$84kMedian applicant income
31Loans originated
7Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 47 | 37 | 6.4% | 7.25% | #115 |
| 2024 | 71 | 42 | 7.0% | 7.75% | #98 |
| 2025 | 76 | 31 | 9.2% | 8.00% | #98 |
What Westerly Community lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Westerly Community applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rockingham County | 25 | 9 | 2 | 8.0% |
| Strafford County | 24 | 13 | 1 | 4.2% |
| Merrimack County | 10 | 4 | 0 | 0.0% |
| Belknap County | 6 | 3 | 1 | 16.7% |
| Hillsborough County | 4 | 1 | 0 | 0.0% |
| Cheshire County | 2 | 0 | 1 | 50.0% |
| Coos County | 1 | 0 | 0 | 0.0% |
| Carroll County | 1 | 1 | 0 | 0.0% |
| Grafton County | 1 | 0 | 1 | 100.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 76 applications in 2025, of which 31 were originated and 7 denied.
9.2% of all applications, or 18.4% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Westerly Community originated in New Hampshire in 2025 was 8.00%, against a statewide median of 6.82%.
About this data. Figures are Westerly Community's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology