Wells Fargo Bank in West Virginia vs the state
20.0%Denial rate-1.19 pts vs state
27.4%Decision denial rate+0.70 pts vs state
53.1%Origination rate-1.69 pts vs state
6.38%Median rate-0.25 pts vs state
0.27Rate spread (pts)-0.13 pts vs state
$89kMedian applicant income
77Loans originated
29Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 216 | 97 | 22.2% | 6.63% | #48 |
| 2024 | 156 | 82 | 19.9% | 6.38% | #60 |
| 2025 | 145 | 77 | 20.0% | 6.38% | #79 |
What Wells Fargo Bank lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Wells Fargo Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Berkeley County | 26 | 14 | 6 | 23.1% |
| Jefferson County | 22 | 13 | 5 | 22.7% |
| Wood County | 10 | 3 | 4 | 40.0% |
| Harrison County | 8 | 4 | 1 | 12.5% |
| Raleigh County | 7 | 3 | 2 | 28.6% |
| Putnam County | 7 | 4 | 2 | 28.6% |
| Cabell County | 7 | 3 | 2 | 28.6% |
| Mercer County | 6 | 4 | 0 | 0.0% |
| Kanawha County | 6 | 2 | 0 | 0.0% |
| Morgan County | 5 | 2 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 145 applications in 2025, of which 77 were originated and 29 denied.
20.0% of all applications, or 27.4% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Wells Fargo Bank originated in West Virginia in 2025 was 6.38%, against a statewide median of 6.62%.
About this data. Figures are Wells Fargo Bank's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology