Washington Financial Bank in Pennsylvania vs the state
10.6%Denial rate-7.74 pts vs state
11.2%Decision denial rate-11.04 pts vs state
82.1%Origination rate+21.15 pts vs state
—Median rate
—Rate spread (pts)
$139kMedian applicant income
179Loans originated
23Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 456 | 350 | 14.3% | 6.50% | #150 |
| 2024 | 259 | 188 | 13.9% | 7.03% | #236 |
| 2025 | 218 | 179 | 10.6% | — | #261 |
What Washington Financial Bank lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Washington Financial Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washington County | 137 | 108 | 18 | 13.1% |
| Allegheny County | 36 | 32 | 2 | 5.6% |
| Butler County | 16 | 14 | 0 | 0.0% |
| Westmoreland County | 10 | 9 | 0 | 0.0% |
| Beaver County | 7 | 6 | 1 | 14.3% |
| Greene County | 3 | 3 | 0 | 0.0% |
| Mercer County | 3 | 1 | 2 | 66.7% |
| Fayette County | 2 | 2 | 0 | 0.0% |
| Somerset County | 1 | 1 | 0 | 0.0% |
| Armstrong County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 218 applications in 2025, of which 179 were originated and 23 denied.
10.6% of all applications, or 11.2% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Washington Financial Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology