Village Capital & Investment in New Hampshire vs the state
19.1%Denial rate+2.56 pts vs state
24.2%Decision denial rate+3.97 pts vs state
32.1%Origination rate-29.57 pts vs state
5.75%Median rate-1.07 pts vs state
—Rate spread (pts)
$117kMedian applicant income
27Loans originated
16Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 22 | 6 | 18.2% | 6.50% | #158 |
| 2024 | 63 | 31 | 7.9% | 5.88% | #105 |
| 2025 | 84 | 27 | 19.1% | 5.75% | #91 |
What Village Capital & Investment lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Village Capital & Investment applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 24 | 5 | 6 | 25.0% |
| Rockingham County | 20 | 7 | 2 | 10.0% |
| Carroll County | 9 | 4 | 1 | 11.1% |
| Cheshire County | 8 | 3 | 2 | 25.0% |
| Merrimack County | 7 | 3 | 2 | 28.6% |
| Strafford County | 6 | 2 | 1 | 16.7% |
| Belknap County | 5 | 1 | 2 | 40.0% |
| Coos County | 3 | 1 | 0 | 0.0% |
| Grafton County | 1 | 0 | 0 | 0.0% |
| Sullivan County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 84 applications in 2025, of which 27 were originated and 16 denied.
19.1% of all applications, or 24.2% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Village Capital & Investment originated in New Hampshire in 2025 was 5.75%, against a statewide median of 6.82%.
About this data. Figures are Village Capital & Investment's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology