Valley National Bank in Pennsylvania vs the state
14.0%Denial rate-4.25 pts vs state
15.1%Decision denial rate-7.12 pts vs state
70.2%Origination rate+9.22 pts vs state
6.50%Median rate-0.13 pts vs state
0.13Rate spread (pts)-0.11 pts vs state
$188kMedian applicant income
40Loans originated
8Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 63 | 43 | 6.4% | 6.75% | #437 |
| 2024 | 39 | 29 | 12.8% | 7.00% | #516 |
| 2025 | 57 | 40 | 14.0% | 6.50% | #472 |
What Valley National Bank lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Valley National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pike County | 7 | 5 | 2 | 28.6% |
| Philadelphia County | 6 | 4 | 0 | 0.0% |
| Monroe County | 5 | 4 | 0 | 0.0% |
| Bucks County | 5 | 4 | 0 | 0.0% |
| Delaware County | 4 | 4 | 0 | 0.0% |
| Lehigh County | 4 | 2 | 1 | 25.0% |
| Montgomery County | 4 | 3 | 0 | 0.0% |
| Chester County | 4 | 3 | 1 | 25.0% |
| Lackawanna County | 3 | 3 | 0 | 0.0% |
| Northampton County | 2 | 2 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 57 applications in 2025, of which 40 were originated and 8 denied.
14.0% of all applications, or 15.1% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Valley National Bank originated in Pennsylvania in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Valley National Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology