Towne Mortgage in Wisconsin vs the state
5.0%Denial rate-9.05 pts vs state
6.0%Decision denial rate-10.38 pts vs state
69.5%Origination rate+1.35 pts vs state
6.63%Median rate0.00 pts vs state
0.44Rate spread (pts)+0.32 pts vs state
$74kMedian applicant income
196Loans originated
14Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 208 | 120 | 9.6% | 7.13% | #129 |
| 2024 | 218 | 137 | 6.4% | 6.75% | #134 |
| 2025 | 282 | 196 | 5.0% | 6.63% | #123 |
What Towne Mortgage lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Towne Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 42 | 28 | 4 | 9.5% |
| Oconto County | 20 | 9 | 1 | 5.0% |
| Sheboygan County | 19 | 13 | 0 | 0.0% |
| Fond du Lac County | 18 | 12 | 0 | 0.0% |
| Waukesha County | 16 | 12 | 0 | 0.0% |
| Wood County | 14 | 13 | 0 | 0.0% |
| Brown County | 13 | 12 | 0 | 0.0% |
| Calumet County | 12 | 7 | 0 | 0.0% |
| Winnebago County | 11 | 8 | 2 | 18.2% |
| Manitowoc County | 10 | 7 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 282 applications in 2025, of which 196 were originated and 14 denied.
5.0% of all applications, or 6.0% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Towne Mortgage originated in Wisconsin in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Towne Mortgage's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology