Towne Mortgage in Pennsylvania vs the state
5.3%Denial rate-12.96 pts vs state
5.6%Decision denial rate-16.63 pts vs state
80.0%Origination rate+19.04 pts vs state
6.38%Median rate-0.25 pts vs state
0.29Rate spread (pts)+0.05 pts vs state
$90kMedian applicant income
180Loans originated
12Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 128 | 105 | 6.3% | 6.63% | #343 |
| 2024 | 244 | 211 | 3.3% | 6.63% | #243 |
| 2025 | 225 | 180 | 5.3% | 6.38% | #255 |
What Towne Mortgage lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Towne Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Allegheny County | 41 | 34 | 2 | 4.9% |
| Berks County | 18 | 14 | 0 | 0.0% |
| Butler County | 15 | 14 | 0 | 0.0% |
| Chester County | 12 | 10 | 1 | 8.3% |
| Philadelphia County | 12 | 6 | 2 | 16.7% |
| Montgomery County | 11 | 9 | 1 | 9.1% |
| Fayette County | 10 | 9 | 0 | 0.0% |
| Cumberland County | 10 | 9 | 0 | 0.0% |
| Westmoreland County | 10 | 9 | 0 | 0.0% |
| Dauphin County | 10 | 7 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 225 applications in 2025, of which 180 were originated and 12 denied.
5.3% of all applications, or 5.6% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Towne Mortgage originated in Pennsylvania in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Towne Mortgage's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology